About Us
CommonSense Health Plan offers a True Group Health Plan designed for mid-large employers. Policy makers and government officials agree that health care cost must be controlled. We believe CommonSense is the sensible solution in healthcare. Spending $350 - $450 per month or more for member only coverage is nonsense.
By providing coverage for routine healthcare expenses, CommonSense Health Plan is a smart choice for small to mid-sized businesses, nationwide. We offer the flexibility of allowing employers to select benefit options to meet their unique needs, and premium requirements.
Member Benefits
CommonSense Health Plan members enjoy a vast array of benefits, including access to a network of over 700,000 physicians and facilities, low monthly fees, and reduced healthcare costs. In addition, members receive discounts at over 60,000 pharmacies nationwide, easy access to Personal Health Advocates, and on-demand physician medical consultations. Learn More
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Why Us
In today's economy, companies are having to make
tough decisions - pay soaring insurance premiums,
pass the high costs to employees, drop medical
coverage altogether, or eliminate coverage for their valued employees. However a
company that does not offer healthcare coverage
suddenly becomes less attractive to current and
future employees, thereby increasing turnover rates
significantly.
CommonSense Health Plan offers a group plan that pays a
fixed benefit amount for common medical services –
doctor visits, diagnostic tests & x-rays, hospitalization,
emergency room, surgery, intensive care, and prescription
drugs to name a few.
- Daily hospital expenses average cost is $1612 *
- Less than 5% of hospital stays exceed $100,000**
- 86% of clients say their biggest concern is benefit premium cost***
*Kaiser Family Foundation Employer Health Benefit Survey 2008.
**Competitive Health, Inc. January 2009
***Employee Benefit Advisor, July 2008
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